Avoid Homeschool Spending Traps

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“It’s for the kids’ education!”

Have you ever justified purchases with this rationale? Homeschooling can open up a treasure trove of must-have resources, all in the name of education. You want the best for your children. You also want to erase doubt in anyone’s mind that you are indeed providing a stellar education for your children. What is wrong with that?

We need to use wisdom when spending money on our homeschool. It is so tempting to want things that make our homeschool “better.” We have to be careful, even if the things we are purchasing *might* help our kids have higher test scores or whatever our goal is for them.

Whether you are rich or poor, married or single, have 2 kids or 10—we have to learn to be good stewards of the finances that the Lord has given us. God will provide what our family needs.

Spending Traps:

  1.  Shiny, new curriculum that your favorite blogger is raving about. Just click here and you too can have this fabulous, must-have history program. I have unwisely clicked and purchased on a whim, just because it sounded so good AND there was a discount code. Stop yourself and make the right choice for your family. Pray about it and look at your finances. Talk with your spouse. Even if you can afford it, is it wise to make the purchase right now? Is it the middle of the semester? Are you already using something you like? Then why would you make an impulsive purchase like this? You may end up never even using it!
  2. Instant gratification of digital downloads. I am a sucker for a good digital download, especially if it’s on sale! Those downloads can add up and they may live on your hard drive forever! Again, do you need it? Will you need it? Is this a resource you realistically think you and your kids will use? If your family does not ever complete a lapbook, don’t buy a lapbook.
  3. Free and quick shipping. Your friends tell you about something you MUST have. You go to your favorite online retailer knowing that you will get free 2-day shipping since you paid extra for a membership, or you can get free shipping if you spend a certain amount. Click, click. Ding Dong. You have mail!
  4. Ease of paying.  If having an account like Paypal makes it too easy for you to spend money, reconsider the account.  Also, try not to memorize your credit card numbers!

And he said to them, “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.” Luke 12:15

Good Ideas:

  1. There are many bloggers out there who take the time to show you where to go for FREE downloads, e-books, etc. Be sure to only download things that you will use so you don’t create clutter. A few examples are 2:1 Resource Room, Frugal Homeschool Family and Free Homeschool Deals.
  2. Buy used. Find good deals online, used book store, garage sales or thrift stores.
  3. Ask around, a friend may already own the curriculum you want and you could borrow or trade for it.
  4. If you are easily tempted by advertisements, I suggest unsubscribing from newsletters or opting out of ads, if that is an option. Just regularly visit the site you enjoy or use a blog reader rather than getting it in your inbox.
  5. Utilize your local library.  Aside from books, you can get educational movies and audiobooks.  Check to see if they offer free extracurricular activities like art.  Our local library provides science equipment and a lab for homeschoolers.
Shannon
I have been a military wife for 16 years and am a homeschooling mama to 2 children. We have an 11 year old boy and a 12 year old daughter. We currently live and serve in beautiful Colorado. I enjoy Disney, hiking with my family, reading, building Legos and napping.
Shannon
Shannon

Latest posts by Shannon (see all)

Shannon

I have been a military wife for 16 years and am a homeschooling mama to 2 children. We have an 11 year old boy and a 12 year old daughter. We currently live and serve in beautiful Colorado. I enjoy Disney, hiking with my family, reading, building Legos and napping.

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